Summary
Date Posted: Friday, December 16, 2022 , Base Salary: Not Disclosed

JOB DETAILS:
Reporting to the Line Manager, the Microcredit Officer will be responsible for; client relationship management, identifying opportunities to drives sales, and assist in the development and execution of sales and marketing plans.

Qualifications
• Minimum C+ in KCSE or Equivalent
• Diploma in Cooperatives Management (must)
• Bachelor’s Degree in any of the following disciplines: Marketing, Business Administration/Management, Cooperative Management or Entrepreneurship.
• Professional Qualifications in Credit Management, Accounting, Marketing, OR related fields will be an added advantage

Experience
At least three years’ work experience preferably in SACCOs/Banking/ Microfinance or Insurance.

Skills Required
• Passion and commitment to quality service performance;
• Ability to work/communicate with various customer segments such as farmers, business persons, employed and professionals.
• Excellent training, leadership and management skills.
• Excellent organizational skills and attention to detail.
• Ability to prioritize tasks, delegating when appropriate.

Roles And Responsibilities
• In charge of growth and quality of micro-credit sector at organization level
• Monitoring the micro credit portfolio on trends and warning signs.
• Ensure that the branches are proactive and effective in monitoring the micro-credit portfolio
• Enhancement of pre-loan and post loan approval compliance
• Ensure implementation of overall micro-credit strategies as well as enhancement of credit policy compliance.
• Ensure compliance of micro-credit guidelines by the Sacco.
• Analyzing the micro-credit segment products and availing reports.
• Cause marketing in the branches to recruit more members and groups to the Sacco
• Reviewing and analyzing the clients credit risk status and offering expert advice to the credit department and other relevant officers.
• Causing loan monitoring and risk management with aim of avoiding credit defaulters and interest suspension.
• Stay abreast on new types of loans and other financial services and products in order to better meet members’ needs.
• Ensuring safe custody of the micro-credit documents and items from the branches.
• Any other duty assigned by superiors from time to time.


Education Requirement: No Requirements

Work Hours: 8

Experience in Months: 36

Job application procedure

If interested, send online application following the two-step process below:
1. Fill the form on this link https://forms.gle/BjyCNo5BmngbsWN27 
2. Upload Curriculum Vitae (C.V.) and Cover letter to the emailrecruitment@kuscco.com  on or before 30th December, 2022.

N/B Only shortlisted candidates will be contacted. Canvassing will lead to automatic disqualification.



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